Chubb Group
Property and casualty insurance

Description
For more than 20 years, member insurers of the Chubb Group of Insurance Companies ("Chubb") have been providing cost-effective risk management and insurance protection tailored to the unique requirements of biotechnology companies. Chubb's insurance professionals specialize in the biotech market; they understand the issues and develop solutions for unique insurance needs. This experience and expertise, coupled with Chubb's financial strength and superior claims service, were the reasons BIO selected Chubb as its Property and Casualty Insurance partner.

The coverages offered by Chubb under the BIO program include:

• Customized property insurance
• General liability insurance
• Insurance for R&D operations, including business income
• Highly protected risk (HPR) arrangements
• Worldwide coverage territory
• "Damage to your products" insurance
• Crime insurance
• Loss control and claim expertise
• Boiler & machinery protection
• Automobile insurance
• Workers compensation
• Excess and umbrella liability insurance
• Disaster recovery and business continuation planning and advise

Member Benefits

• Very competitive premiums for companies at all stages
• Low minimum premiums for early stage companies
• Dedicated loss contract and claims specialists for BIO members
• Use of proprietary Chubb software for determining business interruption limits
• Devoted underwriting teams providing 5-day turnaround for BIO members

More Information
More information about Chubb's capabilities in serving the life sciences industries can be found at www.chubb.com/businesses/cci/chubb1741.html.

To learn specific details about the program, including coverages and premium rates, contact a Chubb appointed insurance agent or broker. You may also contact William Gallagher Associates, BIO's preferred broker for business insurance, at 888-4BIORISK (888-424-6747) or at bioinfo@wgains.com.

General information about Chubb Group can be found at www.chubb.com.

General information about William Gallagher Associates, BIO's preferred broker for business insurance, can be found at www.wgains.com. Specific information about the BIO-William Gallagher Associates business insurance program can be found at www.wgains.com/bio.htm.